What You Need to Know About Homeowners Insurance

For most people, their most significant asset is their home. Homeowner’s insurance is normally required to secure a mortgage for your home. If you’re fortunate enough not to have a mortgage, homeowner’s insurance is still a wise purchase to protect your investment.

After you purchase homeowner’s insurance, you faithfully pay your premiums and expect your insurance company to honor its obligation to cover your home if something happens. You think your insurance company will cover you in areas you need coverage. You think your insurance company will take care of you if a loss occurs. If you did not think your insurance company would honor the terms of the policy, then why would you buy the insurance?

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